Hamishmar

Innovación Financiera

**Innovación Financiera** refers to the process of developing and implementing new financial products, services, processes, or technologies that improve the efficiency and effectiveness of the financial system. This encompasses a wide range of activities including the use of digital platforms, reforms in financial regulations, advancements in payment systems, and the integration of new technologies such as blockchain and artificial intelligence in financial services. The goal of financial innovation is to enhance accessibility, reduce costs, increase competition, and improve the overall user experience for consumers and businesses in managing their finances. It plays a crucial role in shaping economic growth by facilitating investment, fostering entrepreneurship, and improving financial inclusion for underserved populations.